:root{--ink:#111820;--ink-soft:#4a5663;--ink-faint:#78859a;--paper:#f6f8fa;--paper-raised:#fff;--paper-sunk:#eef2f6;--line:#dde4ea;--line-strong:#c4cfd9;--accent:#0d6e8c;--accent-deep:#0a556e;--accent-soft:#e2f0f6;--solar:#e8901a;--solar-deep:#c2740c;--solar-soft:#fdf1dd;--solar-ink:#24170a;--night:#0b141d;--night-raised:#142230;--night-ink:#eff5fa;--night-ink-soft:#a3b6c8;--good:#1a7a52;--warn:#a8601b;--font-body:system-ui, -apple-system, "Segoe UI", "Heebo", "Assistant", "Arial Hebrew", Arial, sans-serif;--font-num:ui-monospace, "SF Mono", "Menlo", "Consolas", monospace;--ease:cubic-bezier(.2, .7, .2, 1);--ease-out:cubic-bezier(.16, 1, .3, 1);--dur-fast:.14s;--dur:.22s;--shadow-1:0 1px 2px #1118200d, 0 2px 8px #1118200d;--shadow-2:0 2px 6px #1118200f, 0 16px 36px #1118201a;--measure:68ch;--section:clamp(3.5rem, 8vw, 6rem);--gutter:clamp(1rem, 4vw, 2.5rem);--radius:14px;--radius-lg:22px}*,:before,:after{box-sizing:border-box}[hidden]{display:none!important}html{-webkit-text-size-adjust:100%}body{background:var(--paper);color:var(--ink);font-family:var(--font-body);margin:0;font-size:1.0625rem;line-height:1.75}.ltr,code,kbd,samp{direction:ltr;unicode-bidi:isolate}.rtl{direction:rtl;unicode-bidi:isolate}h1,h2,h3,h4{text-wrap:balance;margin:0 0 .5em;font-weight:700;line-height:1.25}h1{letter-spacing:-.01em;font-size:clamp(1.9rem,5vw,2.75rem)}h2{margin-top:2.25em;font-size:clamp(1.35rem,3.2vw,1.75rem)}h3{margin-top:1.75em;font-size:1.15rem}h4{margin-top:1.5em;font-size:1rem}p,li{text-wrap:pretty}p{margin:0 0 1.15em}a{color:var(--accent);text-underline-offset:.2em}a:hover{text-decoration-thickness:2px}img,svg{max-width:100%}img{height:auto}strong{font-weight:700}.wrap{max-width:72rem;padding-inline:var(--gutter);margin-inline:auto}.wrap--narrow{max-width:54rem}.prose{max-width:var(--measure)}.lede{color:var(--ink-soft);font-size:1.2rem}main{padding-block:2.5rem 1rem}main.bleed{padding-block:0}.prose table,.data-table{border-collapse:collapse;width:fit-content;max-width:100%;margin-block:1.75rem;font-size:.97rem;display:block;overflow-x:auto}.prose th,.prose td,.data-table th,.data-table td{text-align:start;vertical-align:top;border-block-end:1px solid var(--line);padding:.65rem 1rem}.prose thead th,.data-table thead th{white-space:nowrap;border-block-end-width:2px;font-weight:700}.prose tbody td,.data-table tbody td{color:var(--ink-soft)}.prose tbody tr:last-child td,.data-table tbody tr:last-child td{border-block-end:0}.num{font-variant-numeric:tabular-nums;white-space:nowrap}.site-header{border-block-end:1px solid var(--line);background:var(--paper-raised)}.site-header__bar{flex-wrap:wrap;align-items:center;gap:.75rem 1.75rem;padding-block:.85rem;display:flex}.site-header__brand{color:var(--ink);letter-spacing:-.01em;align-items:center;gap:.5rem;font-size:1.25rem;font-weight:700;text-decoration:none;display:inline-flex}.site-header__mark{flex:none;width:1.6rem;height:1.6rem}.site-header__nav{flex-wrap:wrap;align-items:center;gap:.35rem 1.25rem;margin-inline-start:auto;font-size:.98rem;display:flex}.site-header__nav a{color:var(--ink-soft);text-decoration:none}.site-header__nav a:hover,.site-header__nav a[aria-current=page]{color:var(--accent)}.site-header__nav .nav-cta{border:1px solid var(--accent-soft);background:var(--accent-soft);color:var(--accent-deep);border-radius:999px;padding:.4rem .9rem;font-weight:600}.site-header__nav .nav-cta:hover{background:var(--accent);border-color:var(--accent);color:#fff}.nav-group{position:relative}.nav-group>summary{cursor:pointer;color:var(--ink-soft);list-style:none}.nav-group>summary::-webkit-details-marker{display:none}.nav-group>summary:after{content:"⌄";margin-inline-start:.3rem;font-size:.85em;display:inline-block}.nav-group>summary:hover,.nav-group[open]>summary,.nav-group>summary[data-section-current]{color:var(--accent)}.nav-group[open]>summary:after{transform:rotate(180deg)}.nav-group__panel{z-index:20;border:1px solid var(--line);border-radius:var(--radius);background:var(--paper-raised);min-width:14rem;box-shadow:var(--shadow-2);gap:.7rem;padding:.9rem 1.1rem;display:grid;position:absolute;inset-block-start:calc(100% + .85rem);inset-inline-start:0}.nav-group__panel a{color:var(--ink-soft);text-decoration:none}.nav-group__panel a:hover{color:var(--accent)}@media (width<=40rem){.nav-group__panel{min-width:0;box-shadow:none;background:0 0;border:0;padding:.6rem 0 0;position:static}}.site-footer{border-block-start:1px solid var(--line);background:var(--paper-raised);color:var(--ink-soft);margin-block-start:5rem;padding-block:3rem 2rem;font-size:.95rem}.site-footer__grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,12rem),1fr));gap:2rem;margin-block-end:2.5rem;display:grid}.site-footer h2{letter-spacing:.06em;color:var(--ink);margin:0 0 .75rem;font-size:.85rem;font-weight:700}.site-footer ul{gap:.5rem;margin:0;padding:0;list-style:none;display:grid}.site-footer a{color:var(--ink-soft);text-decoration:none}.site-footer a:hover{color:var(--accent);text-decoration:underline}.site-footer__base{border-block-start:1px solid var(--line);color:var(--ink-faint);padding-block-start:1.5rem;font-size:.9rem}.site-footer__base p{margin:0 0 .5rem}.hero{isolation:isolate;background:var(--night);min-height:clamp(26rem,66vh,36rem);color:var(--night-ink);align-items:center;display:grid;position:relative;overflow:hidden}.hero__scene{z-index:-2;object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.hero:after{content:"";z-index:-1;background:linear-gradient(270deg,#0b141de0 0%,#0b141db3 34%,#0b141d2e 72%,#0b141d00 100%),linear-gradient(#0b141d00 52%,#0b141d8c 100%);position:absolute;inset:0}@media (width<=46rem){.hero{min-height:clamp(20rem,58vh,28rem)}.hero:after{background:linear-gradient(#0b141d4d 0%,#0b141d7a 24%,#0b141dc7 58%,#0b141de6 100%)}}.hero__inner{width:100%;max-width:72rem;margin-inline:auto;padding-block:clamp(3rem,9vw,5rem)}.hero__kicker{color:var(--solar);letter-spacing:.08em;margin:0 0 .75rem;font-size:.85rem;font-weight:700}.hero__title{letter-spacing:-.02em;max-width:22ch;color:var(--night-ink);margin:0 0 .85rem;font-size:clamp(2.25rem,7vw,3.75rem)}.hero__lede{max-width:44ch;color:var(--night-ink-soft);margin:0 0 2rem;font-size:clamp(1.05rem,2.4vw,1.3rem);line-height:1.55}.hero__actions{flex-wrap:wrap;gap:.75rem;display:flex}.hero__trust{max-width:52ch;color:var(--night-ink-soft);border-block-start:1px solid #eff5fa29;margin:2rem 0 0;padding-block-start:1.5rem;font-size:.95rem}.section{padding-block:var(--section);border-block-start:1px solid var(--line)}.section:first-of-type{border-block-start:0}.section--raised{background:var(--paper-raised)}.section--sunk{background:var(--paper-sunk)}.section__label{color:var(--accent);letter-spacing:.08em;margin:0 0 .5rem;font-size:.85rem;font-weight:700}.section__title{margin-block-start:0}.section__intro{max-width:56ch;color:var(--ink-soft)}@media (width>=62rem){.section--split{grid-template-columns:minmax(0,14rem) minmax(0,1fr);align-items:start;gap:0 3.5rem;display:grid}.section--split>.section__label{margin-block-start:.95rem}}.section--split .faq{margin-block:0}.cards{grid-template-columns:repeat(auto-fit,minmax(min(100%,17rem),1fr));gap:1.25rem;margin:2rem 0 0;padding:0;list-style:none;display:grid}.card{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-raised);flex-direction:column;padding:1.5rem;display:flex}.card h3{margin-block-start:0;font-size:1.15rem}.card p{color:var(--ink-soft);font-size:.97rem}.card p:last-child{margin-block-end:0}.card__kicker{color:var(--accent);letter-spacing:.06em;margin:0 0 .4rem;font-size:.8rem;font-weight:700}.card__link{margin-block-start:auto;padding-block-start:.5rem;font-weight:600;text-decoration:none}.card__link:after{content:" ←"}.card--linked{position:relative}.card--linked h3 a:after{content:"";border-radius:inherit;position:absolute;inset:0}.card--linked h3 a{color:var(--ink);text-decoration:none}.card--linked:hover h3 a{color:var(--accent)}.layers{grid-template-columns:repeat(auto-fit,minmax(min(100%,15rem),1fr));gap:1.25rem;margin:2.5rem 0 0;padding:0;list-style:none;display:grid}.layer{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-raised);flex-direction:column;padding:1.5rem;display:flex}.layer--primary{border-color:var(--solar);box-shadow:inset 0 0 0 1px var(--solar)}.layer__icon{width:2rem;height:2rem;color:var(--accent);margin-block-end:.85rem}.layer--primary .layer__icon{color:var(--solar-deep)}.layer h3{margin:0 0 .5rem;font-size:1.1rem}.layer p{color:var(--ink-soft);margin:0 0 1rem;font-size:.95rem}.layer__link{margin-block-start:auto;font-size:.95rem;font-weight:600;text-decoration:none}.layer__link:after{content:" ←"}.steps{counter-reset:step;grid-template-columns:repeat(auto-fit,minmax(min(100%,15rem),1fr));gap:1.75rem;margin:2.5rem 0 0;padding:0;list-style:none;display:grid}.steps li{counter-increment:step;border-block-start:2px solid var(--accent-soft);padding-block-start:1rem}.steps li:before{content:counter(step, decimal-leading-zero);color:var(--accent);font-variant-numeric:tabular-nums;margin-block-end:.5rem;font-size:.9rem;font-weight:700;display:block}.steps h3{margin:0 0 .4rem;font-size:1.05rem}.steps p{color:var(--ink-soft);margin:0;font-size:.97rem}.chips{flex-wrap:wrap;gap:.6rem;margin:1.75rem 0 0;padding:0;list-style:none;display:flex}.chips li{border:1px solid var(--line);background:var(--paper-raised);color:var(--ink-soft);border-radius:999px;padding:.4rem .9rem;font-size:.93rem}.chips a{color:inherit;text-decoration:none}.chips li:has(a):hover{border-color:var(--accent);color:var(--accent)}.cta{border:1px solid var(--solar);border-radius:var(--radius);background:var(--solar);color:var(--solar-ink);padding:.7rem 1.4rem;font-weight:700;text-decoration:none;display:inline-block}.cta:hover{background:var(--solar-deep);border-color:var(--solar-deep);color:#fff}.cta--quiet{border-color:var(--line-strong);color:var(--accent);background:0 0}.cta--quiet:hover{background:var(--accent-soft);border-color:var(--accent);color:var(--accent-deep)}.cta--ghost{color:var(--night-ink);background:#eff5fa14;border-color:#eff5fa6b}.cta--ghost:hover{border-color:var(--night-ink);color:var(--night-ink);background:#eff5fa29}.breadcrumbs{color:var(--ink-faint);margin-block-end:1.5rem;font-size:.9rem}.breadcrumbs ol{flex-wrap:wrap;gap:.4rem;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li+li:before{content:"‹";color:var(--line-strong);margin-inline-end:.4rem}.breadcrumbs a{color:inherit;text-decoration:none}.breadcrumbs a:hover{color:var(--accent)}.faq{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-raised);margin-block:2rem 2.5rem;padding:.5rem 1.25rem}.faq--flush{box-shadow:none;background:0 0;border-block-end:0;border-inline:0;border-radius:0;margin-block-end:0;padding-block:0;padding-inline:0}.faq__item{border-block-end:1px solid var(--line)}.faq__item:last-child{border-block-end:0}.faq__q{cursor:pointer;padding-block:.9rem;font-weight:600;list-style:none}.faq__q::-webkit-details-marker{display:none}.faq__q:before{content:"+";color:var(--accent);margin-inline-end:.6rem;font-weight:700;display:inline-block}.faq__item[open] .faq__q:before{transform:rotate(45deg)}.faq__a{max-width:var(--measure);color:var(--ink-soft);margin:0 0 1rem}.note{border-inline-start:3px solid var(--accent-soft);color:var(--ink-soft);padding-inline-start:1rem}.tariff-note{border:1px solid var(--line);border-inline-start:3px solid var(--solar);border-radius:var(--radius);background:var(--solar-soft);color:var(--ink-soft);align-items:flex-start;gap:.75rem;margin-block:2rem;padding:.9rem 1.1rem;font-size:.93rem;line-height:1.6;display:flex}.tariff-note p{margin:0}.tariff-note strong{color:var(--ink)}.tariff-note__icon{width:1.15rem;height:1.15rem;color:var(--solar-deep);flex:none;margin-block-start:.2rem}.related{border-block-start:1px solid var(--line);margin-block-start:3rem;padding-block-start:1.5rem}.related h2{margin-block-start:0;font-size:1.15rem}.related ul{gap:.6rem;margin:0;padding:0;list-style:none;display:grid}.related a{font-weight:600}.related span{color:var(--ink-faint)}.calc{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-raised);box-shadow:var(--shadow-1);gap:0;margin-block:2rem 2.5rem;display:grid;overflow:hidden}@media (width>=56rem){.calc{grid-template-columns:minmax(0,1fr) minmax(0,20rem)}}.calc__inputs{align-content:start;gap:1.4rem;padding:clamp(1.25rem,3vw,2rem);display:grid}.calc__field{gap:.4rem;display:grid}.calc__field>label{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.25rem .75rem;display:flex}.calc__field>label,.calc__legend{font-size:.97rem;font-weight:600}.calc__field>label .calc__unit{color:var(--accent-deep);font-weight:600}.calc__hint{color:var(--ink-faint);margin:0;font-size:.88rem;line-height:1.5}.calc__row{align-items:center;gap:.6rem;display:flex}.calc input[type=number],.calc input[type=text],.calc select{border:1px solid var(--line-strong);background:var(--paper-raised);width:100%;color:var(--ink);font:inherit;font-variant-numeric:tabular-nums;border-radius:10px;padding:.6rem .8rem}.calc input[type=number]{text-align:start;direction:ltr}.calc input:focus-visible,.calc select:focus-visible{border-color:var(--accent);outline:2px solid var(--accent-soft);outline-offset:1px}.calc input[type=range]{width:100%;accent-color:var(--accent)}.calc__unit{color:var(--ink-faint);flex:none;font-size:.93rem}.calc__segment{border:1px solid var(--line-strong);border-radius:10px;flex-wrap:wrap;gap:0;margin:0;padding:0;display:flex;overflow:hidden}.calc__segment label{text-align:center;cursor:pointer;color:var(--ink-soft);border-inline-start:1px solid var(--line);flex:auto;padding:.5rem .8rem;font-size:.93rem}.calc__segment label:first-of-type{border-inline-start:0}.calc__segment input{opacity:0;pointer-events:none;position:absolute}.calc__segment label:has(input:checked){background:var(--accent);color:#fff;font-weight:600}.calc__segment label:has(input:focus-visible){outline:2px solid var(--accent);outline-offset:-2px}.calc__output{background:var(--solar-soft);border-block-start:1px solid var(--line);align-content:start;gap:1.25rem;padding:clamp(1.25rem,3vw,2rem);display:grid}@media (width>=56rem){.calc__output{border-block-start:0;border-inline-start:1px solid var(--line)}}.calc__headline{gap:.2rem;display:grid}.calc__headline dt{color:var(--ink-soft);font-size:.9rem;font-weight:600}.calc__headline dd{letter-spacing:-.02em;font-variant-numeric:tabular-nums;margin:0;font-size:clamp(1.9rem,6vw,2.5rem);font-weight:700;line-height:1.1}.calc__lines{border-block-start:1px solid #24170a1f;gap:.55rem;margin:0;padding-block-start:1rem;font-size:.95rem;display:grid}.calc__line{justify-content:space-between;gap:1rem;display:flex}.calc__line dt{color:var(--ink-soft)}.calc__line dd{font-variant-numeric:tabular-nums;white-space:nowrap;margin:0;font-weight:600}.calc__line--total{border-block-start:1px solid #24170a1f;padding-block-start:.55rem}.calc__line--total dt,.calc__line--total dd{color:var(--ink);font-weight:700}.calc__aside{color:var(--ink-soft);margin:0;font-size:.88rem;line-height:1.6}.calc__noscript{background:var(--paper-sunk);color:var(--ink-soft);border-block-start:1px solid var(--line);padding:1rem 1.25rem;font-size:.93rem}.bars{gap:.7rem;margin:1.5rem 0 0;display:grid}.bar{grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:.2rem .6rem;font-size:.93rem;display:grid}.bar__track{grid-column:1/-1}.bar__label{color:var(--ink-soft)}.bar__track{background:var(--paper-sunk);border-radius:999px;height:.6rem;overflow:hidden}.bar__fill{background:var(--accent);border-radius:999px;height:100%;display:block}.bar__value{font-variant-numeric:tabular-nums;white-space:nowrap;font-weight:600}.post-list{grid-template-columns:repeat(auto-fit,minmax(min(100%,20rem),1fr));gap:1.25rem;margin:2.5rem 0 0;padding:0;list-style:none;display:grid}.post-card{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-raised);flex-direction:column;padding:1.5rem;display:flex;position:relative}.post-card__meta{color:var(--ink-faint);flex-wrap:wrap;align-items:center;gap:.5rem .75rem;margin:0 0 .6rem;font-size:.87rem;display:flex}.post-card__title{margin:0 0 .5rem;font-size:1.2rem}.post-card__title a{color:var(--ink);text-decoration:none}.post-card__title a:after{content:"";border-radius:inherit;position:absolute;inset:0}.post-card:hover .post-card__title a{color:var(--accent)}.post-card__excerpt{color:var(--ink-soft);margin:0;font-size:.95rem}.chip{background:var(--accent-soft);color:var(--accent-deep);letter-spacing:.02em;border-radius:999px;padding:.15rem .6rem;font-size:.78rem;font-weight:700}.post__meta{color:var(--ink-faint);flex-wrap:wrap;align-items:center;gap:.5rem .75rem;margin:0 0 1.75rem;font-size:.92rem;display:flex}.post__back{border-block-start:1px solid var(--line);margin-block-start:3rem;padding-block-start:1.5rem}.empty{border:1px dashed var(--line-strong);border-radius:var(--radius-lg);color:var(--ink-soft);text-align:center;margin-block-start:2.5rem;padding:2rem}:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:3px}::selection{background:var(--accent-soft);color:var(--ink)}.card,.layer,.post-card,.faq,.nav-group__panel{box-shadow:var(--shadow-1)}@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}@view-transition{navigation:auto}.card,.layer,.post-card{transition:transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), border-color var(--dur) var(--ease)}.card:hover,.layer:hover,.post-card:hover{box-shadow:var(--shadow-2);border-color:var(--accent-soft);transform:translateY(-3px)}.layer--primary:hover{border-color:var(--solar)}.cta{transition:background-color var(--dur-fast) var(--ease), border-color var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease)}.cta:hover{box-shadow:var(--shadow-2);transform:translateY(-1px)}.cta:active{box-shadow:var(--shadow-1);transform:translateY(0)}.site-header__nav a,.nav-group>summary,.breadcrumbs a,.card__link,.layer__link,.related a{transition:color var(--dur-fast) var(--ease)}.faq__q:before,.nav-group>summary:after{transition:transform var(--dur) var(--ease)}.faq__item[open] .faq__a{animation:fade-down var(--dur) var(--ease-out) both}.nav-group[open] .nav-group__panel{animation:pop-in .18s var(--ease-out) both}.bar__fill{transition:width var(--dur) var(--ease)}@supports (animation-timeline:view()){.card,.layer,.post-card,.steps li,.chips li,.related{animation:linear both rise-in view();animation-range:entry entry 40%}}}@keyframes rise-in{0%{opacity:0;transform:translateY(1.25rem)}}@keyframes fade-down{0%{opacity:0;transform:translateY(-.35rem)}}@keyframes pop-in{0%{opacity:0;transform:translateY(-.4rem)scale(.98)}}.site-header{z-index:50;background:color-mix(in srgb, var(--paper-raised) 84%, transparent);-webkit-backdrop-filter:saturate(160%)blur(14px);position:sticky;inset-block-start:0}@supports not (backdrop-filter:blur(1px)){.site-header{background:var(--paper-raised)}}.site-header__nav a,.nav-group>summary{padding-block:.4rem}@media (width<=40rem){.site-header__nav{gap:.35rem 1.1rem;margin-inline-start:0}.site-header__nav a,.nav-group>summary,.nav-group__panel a,.breadcrumbs a,.related a{padding-block:.6rem}.nav-group__panel{gap:0}}@media print{.site-header,.site-footer,.calc__inputs,.breadcrumbs,.related{display:none}body{background:#fff}}